Terms of Service

Effective date: October 5, 2026 · Top Spark Investments

These Terms of Service ("Terms") govern your use of top-spark-investments.netlify.app and the inquiry services provided by Top Spark Investments ("Top Spark," "we," "us," or "our"). By using the website or submitting information, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the website.

1. Who We Are

Top Spark Investments is a California limited liability company that evaluates potential real estate investment opportunities. We are not a law firm, tax advisor, lender, or credit counseling agency. Information on this website is general information and is not legal, tax, lending, or investment advice.

2. Property Inquiry Requests

3. SMS Text Messaging Terms

Our website form includes one optional SMS consent checkbox that is never pre-checked. If you check it, you agree to receive non-marketing text messages from Top Spark Investments at the phone number provided regarding your property inquiry, appointment scheduling and reminders, and transaction updates. That consent does not authorize marketing or promotional messages.

4. Acceptable Use

You agree not to misuse the website, submit information you are not authorized to provide, interfere with the website's operation, attempt unauthorized access, or use the website for unlawful purposes.

5. Intellectual Property

The website's text, design, graphics, branding, and original images belong to Top Spark Investments or its licensors and may not be copied or commercially reused without written permission.

6. No Guarantees

The website and its content are provided "as is." We do not guarantee that the website will always be available, that every inquiry will receive an offer, or that any specific price, terms, or timeline will be available.

7. Limitation of Liability

To the fullest extent permitted by law, Top Spark Investments will not be liable for indirect, incidental, special, or consequential damages arising from use of the website. This limitation does not alter obligations contained in a separate written agreement signed by the parties.

8. Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles. Any dispute will be handled in a court of competent jurisdiction.

9. Changes to These Terms

We may update these Terms by posting a revised version and changing the effective date. Your continued use of the website after an update means you accept the revised Terms.

10. Contact Us